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Relocate Smart. Live Better.
California has one of the highest costs of living and state income tax rates in the nation. Many residents are choosing to relocate to Texas for significantly lower housing costs, no state income tax, and a higher quality of life for less money.

"When families transition from California to Texas, they often discover a unique financial advantage. By selling high-equity California properties and moving to a state with no income tax and lower living costs, many are able to upgrade their lifestyle while simultaneously securing a stronger financial future."
— Edi Shek, Texas Mortgage Expert
Up to 13.3% State Tax
Get more for your money.
Favorable housing options.
NMLS# 216981 expertise.
Recent US migration reports show steady relocations to Texas from higher-cost or neighboring environments.
| Rank | State |
|---|---|
| 1 | California #1 source of new Texas residents — high taxes & housing costs drive relocation |
| 2 | Florida Strong job overlap and lifestyle similarities with Texas |
| 3 | New York High earners seeking tax relief and affordability |
| 4 | Louisiana Neighboring state with strong cultural and family ties to Texas |
| 5 | Illinois Residents fleeing high property taxes and state budget issues |
| 6 | Colorado Rising home prices push residents toward Texas affordability |
Explore home values, living costs, and specialized local guides for the best relocation destinations in Texas.
Learn about Houston's real estate value, job opportunities, and neighborhood advantages.
View Houston GuideLearn about Austin's real estate value, job opportunities, and neighborhood advantages.
View Austin GuideLearn about Dallas's real estate value, job opportunities, and neighborhood advantages.
View Dallas GuideLearn about San Antonio's real estate value, job opportunities, and neighborhood advantages.
View San Antonio GuideLearn about Fort Worth's real estate value, job opportunities, and neighborhood advantages.
View Fort Worth GuideLearn about Plano's real estate value, job opportunities, and neighborhood advantages.
View Plano GuideAnswers to common questions about relocating your life and finances to Texas.
Many residents moving from California experience significant savings. Texas has no state income tax and generally offers lower housing costs, allowing you to stretch your income further.
Yes! In fact, it is highly recommended. Getting pre-approved with a Texas-licensed professional like Edi Shek allows you to confidently shop for homes and understand your purchasing power before you relocate.
While Texas has no state income tax, property taxes can be higher depending on the specific county and school district. However, the overall cost of living often makes up for it, and there are exemptions (like the Homestead Exemption) that can help lower your tax burden once you establish residency.
Texas offers a wide variety of housing styles, from modern master-planned communities to expansive suburban properties. You will typically find larger lot sizes and more square footage for your money compared to higher-density states.
Looking to make Texas your next home? Reach out to discuss mortgage options, loan pre-approvals, and state-specific lending processes.
Edi Shek
NMLS# 216981
No. 9015996
Residential Mortgage Loan Originator
Realtor
No. 9015996
This page is for informational and marketing purposes only and is not a commitment to lend. Loan options, terms, and qualification are subject to underwriting and program guidelines.